{"id":16020,"date":"2024-05-31T14:09:48","date_gmt":"2024-05-31T18:09:48","guid":{"rendered":"https:\/\/demo2.mybscu.org\/?page_id=16020"},"modified":"2024-06-20T15:22:58","modified_gmt":"2024-06-20T19:22:58","slug":"educator-iras","status":"publish","type":"page","link":"https:\/\/demo2.mybscu.org\/es\/educator-iras\/","title":{"rendered":"Cuentas IRA para educadores"},"content":{"rendered":"<section data-parent=\"true\" class=\"vc_section row-container\" id=\"section-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/demo2.mybscu.org\/wp-content\/uploads\/2024\/05\/iraedu.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-overlay_color-574421-bg\" style=\"opacity: 0.7;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row no-top-padding no-bottom-padding no-h-padding full-width row-parent\"><div data-parent=\"true\" class=\"vc_row vc_custom_1717181428146 row-container has-dividers\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-0\"><div class=\"uncode-divider-wrap uncode-divider-wrap-bottom z_index_0 uncode-row-divider-invert\" style=\"height: 100px;\" data-height=\"100\" data-unit=\"px\"><svg version=\"1.1\" class=\"uncode-row-divider uncode-row-divider-curve\" x=\"0px\" y=\"0px\" width=\"240px\" height=\"24px\" viewbox=\"0 0 240 24\" enable-background=\"new 0 0 240 24\" xml:space=\"preserve\" preserveaspectratio=\"none\">\n\t\t<path fill=\"#ffffff\" fill-opacity=\"0.25\" d=\"M240,0H0v24l240-11.26V0z\"\/>\n\t\t<path fill=\"#ffffff\" d=\"M0,0h240v12.74L0,0z\"\/>\n\t\t<path fill=\"#ffffff\" fill-opacity=\"0.5\" d=\"M0,0h240v12.74H0V0z\"\/>\n\t\t<\/svg><\/div><div class=\"row unequal full-width row-parent\" data-height-ratio=\"40\" data-minheight=\"300\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center align_center_mobile column_parent col-lg-12 col-sm-100 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div id=\"ultimate-heading-526369d990b084493\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-526369d990b084493 uvc-509\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-526369d990b084493 h1'  data-responsive-json-new='{\"font-size\":\"desktop:40px;mobile:30px;\",\"line-height\":\"\"}' ><h1 style=\"font-weight:bold;color:#00475f;\">Certificado y Ahorro IRA Tradicional para Educadores<\/h1><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-526369d990b084493 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:22px;\",\"line-height\":\"\"}'  style=\"font-weight:normal;color:#000000;\">Construya un futuro brillante para su jubilaci\u00f3n con nuestros nuevos productos IRA para educadores.<\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><script id=\"script-section-unique-0\" data-section=\"script-section-unique-0\" type=\"text\/javascript\">UNCODE.initSection(document.getElementById(\"section-unique-0\"));<\/script><\/div><\/section><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg row-container onepage-section\" data-label=\"more\" data-name=\"more\" id=\"row-unique-1\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-8 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1717179165614 no-block-padding\" style=\"padding-top: 20px ;\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Disfrute de mayores rendimientos, m\u00e1xima seguridad y ventajas fiscales con nuestro Certificado y Ahorro IRA Tradicional para Educadores. Estos productos est\u00e1n dise\u00f1ados espec\u00edficamente para educadores, jubilados o personal que trabaja en el sector educativo, para asegurar su futuro financiero.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container animate_when_almost_visible zoom-in\" ><a href=\"#start\" class=\"custom-link btn border-width-0 b-app btn-accent btn-round btn-shadow btn-shadow-std btn-icon-left btn-ripple-in btn-border-animated\" title=\"El enlace se abrir\u00e1 en una nueva ventana emergente.\"><i class=\"fa fa-calendar\"><\/i>Visita una sucursal para abrir una cuenta<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-lxmt-bg row-container onepage-section\" data-label=\"features\" data-name=\"features\" id=\"row-unique-2\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1717179470843 no-block-padding\" style=\"padding-top: 20px ;\" ><div class=\"uncont\" ><div id=\"ultimate-heading-417769d990b08a5bf\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-417769d990b08a5bf uvc-9696\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-417769d990b08a5bf h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"font-weight:bold;color:#00475f;\">Aqu\u00ed te explicamos por qu\u00e9 estos productos son perfectos para educadores:<\/h3><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-lxmt-bg vc_custom_1704987452390 row-container\" style=\"padding-top: 50px ;padding-bottom: 25px ;\" id=\"row-unique-3\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div id=\"ultimate-heading-394269d990b08c2db\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-394269d990b08c2db uvc-9461\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-394269d990b08c2db h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"font-weight:bold;color:#031c32;\">Certificado IRA:<\/h3><\/div><\/div><div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin\"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-1147\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#81d742;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-1147 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"color:#ffffff;\"><span style=\"color: #000000;\"><strong>Competitive Rates &#8211; Longer Terms:<\/strong><\/span><br \/>\n<span style=\"color: #000000;\">Los niveles de APY personalizados garantizan que el dinero crezca de manera constante, con tasas fijas en nuestro CD IRA de hasta 4,25% en nuestros plazos de 3, 5 o 7 a\u00f1os.<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-8851\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#81d742;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-8851 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"color:#ffffff;\"><strong><span style=\"color: #000000;\">Accesibilidad:<\/span><\/strong><br \/>\n<span style=\"color: #000000;\">Este producto no ofrece penalizaci\u00f3n por retiros de hasta 20% del saldo, por cada 12 meses, manteniendo los fondos l\u00edquidos.<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-7333\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#81d742;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-7333 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"color:#ffffff;\"><strong><span style=\"color: #000000;\">Dep\u00f3sitos adicionales:<\/span><\/strong><br \/>\n<span style=\"color: #000000;\">Deposita fondos adicionales f\u00e1cilmente una vez durante un per\u00edodo de 12 meses.<\/span><\/span><\/div><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div id=\"ultimate-heading-567869d990b08c9c8\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-567869d990b08c9c8 uvc-1889\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-567869d990b08c9c8 h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"font-weight:bold;color:#031c32;\">Ahorros IRA:<\/h3><\/div><\/div><div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin\"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-1959\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#81d742;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-1959 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"color:#ffffff;\"><strong><span style=\"color: #000000;\">Tarifas competitivas - Precios escalonados basados en el equilibrio:<\/span><\/strong><br \/>\n<span style=\"color: #000000;\">Los diferentes niveles de TAE personalizados garantizan que los miembros saquen el m\u00e1ximo partido a su dinero, con tipos competitivos basados en los saldos de las cuentas.<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-1526\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#81d742;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-1526 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"color:#ffffff;\"><strong><span style=\"color: #000000;\">Accesibilidad:<\/span><\/strong><br \/>\n<span style=\"color: #000000;\">Este producto no aplica penalizaciones a los retiros, manteniendo los fondos l\u00edquidos.<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-6477\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#81d742;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-6477 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"color:#ffffff;\"><strong><span style=\"color: #000000;\">Dep\u00f3sitos adicionales:<\/span><\/strong><br \/>\n<span style=\"color: #000000;\">Deposita fondos f\u00e1cilmente seg\u00fan los l\u00edmites de contribuci\u00f3n anuales.<\/span><\/span><\/div><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-back_color-197716-bg vc_custom_1718911376873 row-container onepage-section\" data-label=\"more\" data-name=\"more\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-4\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-8 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1718911317862 no-block-padding\" style=\"padding-top: 20px ;\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\"><span style=\"font-size: 18px;\">Si necesita asesoramiento u orientaci\u00f3n financiera, no dude en ponerse en contacto con nosotros. <strong>Asesor financiero<\/strong>, <strong>Robert Crabtree<\/strong> en <strong>(954) 228-7991<\/strong>.<\/span><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><span class=\"btn-container animate_when_almost_visible zoom-in\" ><a href=\"https:\/\/demo2.mybscu.org\/es\/investmentservices\/robert-j-crabtree\/\" class=\"custom-link btn border-width-0 btn-accent btn-round btn-shadow btn-shadow-std btn-icon-left btn-ripple-in btn-border-animated\" title=\"El enlace se abrir\u00e1 en una nueva pesta\u00f1a.\" target=\"_blank\"><i class=\"fa fa-calendar\"><\/i>M\u00e1s informaci\u00f3n<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg vc_custom_1701289890553 row-container onepage-section\" data-label=\"howtoadd\" data-name=\"howtoadd\" style=\"padding-top: 20px ;\" id=\"row-unique-5\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div id=\"ultimate-heading-321969d990b0969bd\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-321969d990b0969bd uvc-4708\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-321969d990b0969bd h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Preguntas frecuentes: Cuentas IRA para educadores<\/h3><\/div><\/div><div class=\"uncode-accordion wpb_accordion wpb_content_element  sign-size-rg w-border\" data-collapsible=\"no\" data-target=\"\" data-active-tab=\"0\" >\n\t\t<div class=\"panel-group wpb_wrapper wpb_accordion_wrapper\" id=\"accordion_545677120\" role=\"tablist\" aria-multiselectable=\"true\" data-no-toggle=\"\">\n\n<div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_545677120\" href=\"#1699555659-1-401717183909369\"><span>\u00bfQu\u00e9 es el Certificado y Ahorro IRA Tradicional para Educadores?<\/span><\/a><\/p><\/div><div id=\"1699555659-1-401717183909369\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">El Certificado y Ahorro IRA Tradicional para Educadores son nuevos productos financieros dise\u00f1ados espec\u00edficamente para educadores, jubilados o personal del sector educativo para ayudarles a construir una cartera de jubilaci\u00f3n segura.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_545677120\" href=\"#1699555659-2-301717183909369\"><span>\u00bfC\u00f3mo benefician estos productos a los educadores?<\/span><\/a><\/p><\/div><div id=\"1699555659-2-301717183909369\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Estos productos ofrecen una manera f\u00e1cil y segura de crear un portafolio de jubilaci\u00f3n y, al mismo tiempo, diferir el pago de impuestos. Protegen sus fondos y est\u00e1n asegurados federalmente por la NCUA, lo que garantiza la seguridad de sus inversiones.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_545677120\" href=\"#1701282236120-2-01717183909369\"><span>\u00bfEstos productos est\u00e1n asegurados por el gobierno federal?<\/span><\/a><\/p><\/div><div id=\"1701282236120-2-01717183909369\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">S\u00ed, tanto el Certificado IRA Tradicional para Educadores como los Ahorros est\u00e1n asegurados federalmente por la NCUA.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_545677120\" href=\"#1713208873570-3-61717183909369\"><span>\u00bfPueden utilizarse estos productos como alternativa a una anualidad t\u00edpica?<\/span><\/a><\/p><\/div><div id=\"1713208873570-3-61717183909369\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">S\u00ed, estos productos son una alternativa beneficiosa para los educadores que buscan invertir sus fondos de jubilaci\u00f3n DROP en algo distinto a una anualidad t\u00edpica.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_545677120\" href=\"#1713209522890-4-01717183909369\"><span>\u00bfQui\u00e9nes pueden beneficiarse del Certificado y Ahorro IRA Tradicional para Educadores?<\/span><\/a><\/p><\/div><div id=\"1713209522890-4-01717183909369\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Estos productos son ideales para educadores, jubilados o cualquier persona que trabaje en el sector educativo y busque construir una jubilaci\u00f3n brillante y segura.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_545677120\" href=\"#1716044491849-5-91717183909369\"><span>\u00bfQu\u00e9 son los fondos de jubilaci\u00f3n DROP?<\/span><\/a><\/p><\/div><div id=\"1716044491849-5-91717183909369\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Los fondos DROP (Plan de Opci\u00f3n de Jubilaci\u00f3n Diferida) son ahorros para la jubilaci\u00f3n que los educadores pueden acumular, y estos nuevos productos ofrecen una excelente opci\u00f3n de inversi\u00f3n alternativa para estos fondos.<\/span><\/p>\n<\/div><\/div><\/div><\/div>\n\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg vc_custom_1704988328191 row-container\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-6\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><\/p>\n<p style=\"text-align: left; font-size: 12px;\"><span style=\"color: #000000;\">Se requiere ser miembro. 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