{"id":3893,"date":"2017-07-05T13:52:26","date_gmt":"2017-07-05T13:52:26","guid":{"rendered":"https:\/\/demo2.mybscu.org\/?page_id=3893"},"modified":"2024-12-17T09:55:08","modified_gmt":"2024-12-17T14:55:08","slug":"heloc","status":"publish","type":"page","link":"https:\/\/demo2.mybscu.org\/es\/heloc\/","title":{"rendered":"L\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (HELOC) del sur de Florida"},"content":{"rendered":"<section data-parent=\"true\" class=\"vc_section row-container\" id=\"section-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/demo2.mybscu.org\/wp-content\/uploads\/2021\/08\/heloc-all.jpg);background-repeat: no-repeat;background-position: center top;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-nhtu-bg\" style=\"opacity: 0.6;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row no-top-padding no-bottom-padding no-h-padding full-width row-parent\"><div data-parent=\"true\" class=\"vc_row vc_custom_1622544947076 row-container has-dividers\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-0\"><div class=\"uncode-divider-wrap uncode-divider-wrap-bottom z_index_3 uncode-row-divider-invert\" style=\"height: 100px;\" data-height=\"100\" data-unit=\"px\"><svg version=\"1.1\" class=\"uncode-row-divider uncode-row-divider-curve\" x=\"0px\" y=\"0px\" width=\"240px\" height=\"24px\" viewbox=\"0 0 240 24\" enable-background=\"new 0 0 240 24\" xml:space=\"preserve\" preserveaspectratio=\"none\">\n\t\t<path fill=\"#ffffff\" fill-opacity=\"0.25\" d=\"M240,0H0v24l240-11.26V0z\"\/>\n\t\t<path fill=\"#ffffff\" d=\"M0,0h240v12.74L0,0z\"\/>\n\t\t<path fill=\"#ffffff\" fill-opacity=\"0.5\" d=\"M0,0h240v12.74H0V0z\"\/>\n\t\t<\/svg><\/div><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1612821354555 no-block-padding\" style=\"padding-top: 100px ;padding-bottom: 100px ;\" ><div class=\"uncont\" ><div id=\"ultimate-heading-601569d990ac62ab5\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-601569d990ac62ab5 uvc-6494\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-601569d990ac62ab5 h1'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h1 style=\"font-weight:normal;color:#ffffff;\">L\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (HELOC) del sur de Florida<\/h1><\/div><\/div><div class=\"uncode-single-media  text-center\"><div class=\"single-wrapper\" style=\"max-width: 40%;\"><div class=\"tmb tmb-light  tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper\"><img decoding=\"async\" class=\"wp-image-11703\" src=\"https:\/\/demo2.mybscu.org\/wp-content\/uploads\/2021\/02\/sep-dec-ok.png\" width=\"1280\" height=\"70\" alt=\"\" srcset=\"https:\/\/demo2.mybscu.org\/wp-content\/uploads\/2021\/02\/sep-dec-ok.png 1280w, https:\/\/demo2.mybscu.org\/wp-content\/uploads\/2021\/02\/sep-dec-ok-300x16.png 300w, https:\/\/demo2.mybscu.org\/wp-content\/uploads\/2021\/02\/sep-dec-ok-1024x56.png 1024w, https:\/\/demo2.mybscu.org\/wp-content\/uploads\/2021\/02\/sep-dec-ok-768x42.png 768w, https:\/\/demo2.mybscu.org\/wp-content\/uploads\/2021\/02\/sep-dec-ok-125x7.png 125w, https:\/\/demo2.mybscu.org\/wp-content\/uploads\/2021\/02\/sep-dec-ok-75x4.png 75w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><script id=\"script-section-unique-0\" data-section=\"script-section-unique-0\" type=\"text\/javascript\">UNCODE.initSection(document.getElementById(\"section-unique-0\"));<\/script><\/div><\/section><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg row-container onepage-section\" data-label=\"features\" data-name=\"features\" id=\"sec_start\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1508767820331 no-block-padding\" style=\"padding-top: 20px ;\" ><div class=\"uncont\" ><span class=\"btn-container\" ><a href=\"https:\/\/bscu.pos.firstclose.com\/\" class=\"custom-link btn border-width-0 btn-accent btn-round btn-icon-left\" title=\"\u00a1SOLICITA UN PR\u00c9STAMO!\" target=\"_blank\">\u00a1SOLICITA AHORA!<\/a><\/span><\/div><\/div><\/div><\/div><\/div><script id=\"script-sec_start\" data-row=\"script-sec_start\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"sec_start\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg vc_custom_1628195641810 row-container\" style=\"padding-top: 20px ;\" id=\"row-unique-1\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-7132\" class=\"aio-icon-box left-icon\" style=\"\"  ><div class=\"aio-icon-left\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#7eb8a2;font-size:48px;display:inline-block;\">\n\t<i class=\"Defaults-paint-brush\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-ibd-block\"><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-7132 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\"><span style=\"color: #000000; font-size: 18px;\">Elige una l\u00ednea de cr\u00e9dito sobre el valor neto de la vivienda (HELOC) o un pr\u00e9stamo hipotecario a tasa fija. Usa el dinero del pr\u00e9stamo para hacer reparaciones en tu casa, consolidar deudas, pagar la matr\u00edcula universitaria, viajar y mucho m\u00e1s.<\/span><\/div> <!-- description --><\/div> <!-- aio-ibd-block --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-gyho-bg vc_custom_1497555427705 row-container onepage-section\" data-label=\"features\" data-name=\"features\" style=\"padding-top: 20px ;\" id=\"row-unique-2\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"aio-icon-component    style_2\"><div id=\"Info-box-wrap-8431\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\" data-animation=\"swing\" data-animation-delay=\"03\" style=\"color:#00475f;font-size:48px;display:inline-block;\">\n\t<i class=\"Defaults-file-text\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-8431 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"\"}'  style=\"\">L\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-8431 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\"><span style=\"color: #000000;\">Disfrute del acceso a su l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria mediante cheques de conveniencia.<\/span><\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin\"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-6085\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-6085 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"color: #000000;\">Podr\u00edas optar a un pr\u00e9stamo de hasta 801 TP3 T del valor neto de tu vivienda.<\/span><\/p>\n<p><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-8961\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-8961 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"color: #000000;\">Excelentes tarifas disponibles<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-2845\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-2845 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"color: #000000;\">Los intereses que pague pueden ser deducibles de impuestos.<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-1632\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-1632 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><a href=\"https:\/\/bscu.pos.firstclose.com\/\" target=\"_blank\" rel=\"noopener\"><u><strong><span style=\"color: #000000;\">HAZ CLIC AQU\u00cd PARA SOLICITAR<\/span><\/strong><\/u><\/a><\/span><\/div><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"aio-icon-component    style_2\"><div id=\"Info-box-wrap-4891\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\" data-animation=\"swing\" data-animation-delay=\"03\" style=\"color:#00475f;font-size:48px;display:inline-block;\">\n\t<i class=\"Defaults-file-text\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-4891 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"\"}'  style=\"\">Pr\u00e9stamo con garant\u00eda hipotecaria<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-4891 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\"><span style=\"color: #000000;\">\u00a1Pida prestado de manera inteligente y ahorre en grande!<\/span><\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin\"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-3363\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-3363 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"color: #000000;\">Tasas de inter\u00e9s bajas<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9205\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9205 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"color: #000000;\">Pr\u00e9stamos de mayor cuant\u00eda<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9504\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9504 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"color: #000000;\">\u00a1Un servicio BRIGHT con el que puede contar!<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9394\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9394 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><a href=\"https:\/\/bscu.pos.firstclose.com\/\" target=\"_blank\" rel=\"noopener\"><u><strong><span style=\"color: #000000;\">HAZ CLIC AQU\u00cd PARA SOLICITAR<\/span><\/strong><\/u><\/a><\/span><\/div><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-4 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"aio-icon-component    style_2\"><div id=\"Info-box-wrap-9622\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\" data-animation=\"swing\" data-animation-delay=\"03\" style=\"color:#00475f;font-size:48px;display:inline-block;\">\n\t<i class=\"Defaults-file-text\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-9622 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"\"}'  style=\"\">L\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (Dispensaci\u00f3n a tasa fija**)<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-9622 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\"><span style=\"color: #000000;\">Disfrute de pagos mensuales predecibles con una tasa fija (**disponible solo en l\u00edneas de cr\u00e9dito con garant\u00eda hipotecaria existentes).<\/span><\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin\"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9541\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9541 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"color: #000000;\">Fija tu tasa de inter\u00e9s inmediatamente despu\u00e9s de abrir tu l\u00ednea de cr\u00e9dito sobre el valor neto de la vivienda.<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-1531\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-1531 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"color: #000000;\">F\u00e1cil acceso a los fondos<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-8159\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-8159 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"color: #000000;\">Sin comisiones<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-8121\">\n<div class=\"uavc-list-icon\" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:5px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#031c32;font-size:20px;display:inline-block;\">\n\t<i class=\"Defaults-circle-thin genderless\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-8121 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><a href=\"\/es\/fixedheloc\/\" target=\"_blank\" rel=\"noopener\"><u><strong><span style=\"color: #000000;\">HAZ CLIC AQU\u00cd PARA SOLICITAR<\/span><\/strong><\/u><\/a><\/span><\/div><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-lxmt-bg vc_custom_1497555621261 row-container\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-3\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-12 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div id=\"ultimate-heading-58169d990ac68e0f\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-58169d990ac68e0f uvc-4395\" data-hspacer=\"line_with_icon\" data-hline_width=\"auto\" data-hicon_type=\"selector\" data-hborder_style=\"solid\" data-hborder_height=\"1\" data-hborder_color=\"#00475f\" data-icon_width=\"32\" data-hfixer=\"10\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-58169d990ac68e0f h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:bold;color:#00475f;\">Preguntas frecuentes sobre la l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria<\/h3><\/div><div class=\"uvc-heading-spacer line_with_icon\" style=\"topheight:32px;\"><div class=\"ult-just-icon-wrapper\"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none\"  style=\"color:#eaaf00;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-question-circle\"><\/i>\n<\/div><\/div><\/div><\/div><\/div><div class=\"uncode-accordion wpb_accordion wpb_content_element  plus-signed sign-size-rg w-border\" data-collapsible=\"no\" data-target=\"\" data-active-tab=\"0\" >\n\t\t<div class=\"panel-group wpb_wrapper wpb_accordion_wrapper\" id=\"accordion_1561654667\" role=\"tablist\" aria-multiselectable=\"true\" data-no-toggle=\"\">\n\n<div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1561654667\" href=\"#1700498775-1-19\"><span>\u00bfQu\u00e9 es una l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (HELOC)?<\/span><\/a><\/p><\/div><div id=\"1700498775-1-19\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">A <strong>L\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria<\/strong> (<strong>HELOC<\/strong>Una l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (HELOC, por sus siglas en ingl\u00e9s) es una l\u00ednea de cr\u00e9dito renovable garantizada por su vivienda y es la forma m\u00e1s flexible de financiamiento hipotecario disponible. Las HELOC son una manera conveniente de financiar casi cualquier cosa, incluyendo mejoras o reparaciones del hogar, educaci\u00f3n, la compra de un veh\u00edculo o la consolidaci\u00f3n de deudas con tasas de inter\u00e9s m\u00e1s altas. Los pagos mensuales se aplican tanto al capital como a los intereses. La parte que se destina al saldo pendiente del capital queda disponible para su uso posterior.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1561654667\" href=\"#1700498775-2-51\"><span>\u00bfPor qu\u00e9 abrir una l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (HELOC)?<\/span><\/a><\/p><\/div><div id=\"1700498775-2-51\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Los tipos de inter\u00e9s de las l\u00edneas de cr\u00e9dito y pr\u00e9stamos con garant\u00eda hipotecaria suelen ser m\u00e1s bajos que los de otras formas de cr\u00e9dito porque la vivienda se utiliza como garant\u00eda, lo que significa que el riesgo para el prestamista es menor que con un pr\u00e9stamo sin garant\u00eda. Un tipo de inter\u00e9s m\u00e1s bajo se traduce en un menor coste para usted.<br \/>\nLas l\u00edneas de cr\u00e9dito con garant\u00eda hipotecaria (HELOC) son una forma conveniente de financiar casi cualquier cosa, incluyendo mejoras\/reparaciones del hogar, educaci\u00f3n, compra de un veh\u00edculo o consolidaci\u00f3n de saldos con tasas de inter\u00e9s m\u00e1s altas.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1561654667\" href=\"#1700516913463-5-6\"><span>\u00bfEl tipo de inter\u00e9s es fijo o variable?<\/span><\/a><\/p><\/div><div id=\"1700516913463-5-6\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Nuestra l\u00ednea de cr\u00e9dito hipotecario (HELOC) tiene una tasa variable que cambia cada junio y diciembre, vinculada a la tasa preferencial vigente (publicada en la secci\u00f3n de tasas de inter\u00e9s del Wall Street Journal). Adem\u00e1s, la l\u00ednea de cr\u00e9dito hipotecario incluye la opci\u00f3n de realizar retiros de una parte o la totalidad de su saldo disponible a una de varias opciones de tasa fija. A medida que reduce el capital adeudado, esos fondos quedan disponibles para su uso.<br \/>\nde nuevo.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1561654667\" href=\"#1700516949052-5-9\"><span>\u00bfExisten gastos de cierre en una l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (HELOC)?<\/span><\/a><\/p><\/div><div id=\"1700516949052-5-9\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">BrightStar cubre sus gastos de cierre para l\u00edneas de cr\u00e9dito inferiores a 250\u00a0000\u00a0USD. Para l\u00edneas superiores a 250\u00a0000\u00a0USD, usted paga la tasaci\u00f3n de la propiedad. Recaudamos de usted los impuestos estatales de Florida (impuesto de timbre) de 35 centavos por cada 100\u00a0USD en todas las l\u00edneas.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1561654667\" href=\"#1700516989505-4-4\"><span>\u00bfCu\u00e1les son los t\u00e9rminos de una l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (HELOC)?<\/span><\/a><\/p><\/div><div id=\"1700516989505-4-4\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Una l\u00ednea de cr\u00e9dito hipotecario (HELOC) tiene dos periodos distintos: un periodo de disposici\u00f3n y un periodo de amortizaci\u00f3n. El periodo de disposici\u00f3n es de 10 a\u00f1os, durante el cual usted tiene acceso continuo a los fondos disponibles y puede utilizarlos como desee. Realiza pagos mensuales que incluyen capital e intereses. Durante el periodo de amortizaci\u00f3n, ya no puede disponer de la l\u00ednea de cr\u00e9dito hipotecario y debe continuar realizando pagos de capital e intereses. El nuevo pago m\u00ednimo garantiza que el saldo se liquide en un m\u00e1ximo de 15 a\u00f1os adicionales o en la fecha de vencimiento. La tasa de inter\u00e9s sobre el saldo sigue siendo variable.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1561654667\" href=\"#1700517028124-5-0\"><span>\u00bfCu\u00e1les son las diferencias entre los pr\u00e9stamos con garant\u00eda hipotecaria y las l\u00edneas de cr\u00e9dito con garant\u00eda hipotecaria?<\/span><\/a><\/p><\/div><div id=\"1700517028124-5-0\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Con un pr\u00e9stamo con garant\u00eda hipotecaria, los fondos se reciben en un solo pago, a diferencia de una l\u00ednea de cr\u00e9dito hipotecario que permite disponer del dinero seg\u00fan se necesite. Los pagos y los tipos de inter\u00e9s de un pr\u00e9stamo con garant\u00eda hipotecaria no var\u00edan durante la vigencia del pr\u00e9stamo. Los plazos disponibles para los pr\u00e9stamos con garant\u00eda hipotecaria son de 10, 15 o 20 a\u00f1os.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1561654667\" href=\"#1700517096024-6-4\"><span>\u00bfPor qu\u00e9 solicitar un pr\u00e9stamo con garant\u00eda hipotecaria?<\/span><\/a><\/p><\/div><div id=\"1700517096024-6-4\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Existen plazos m\u00e1s largos para los pr\u00e9stamos con garant\u00eda hipotecaria. Puede elegir plazos de 5, 10, 15 o 20 a\u00f1os con pagos que se ajusten mejor a su presupuesto. Los pr\u00e9stamos con garant\u00eda hipotecaria son una forma pr\u00e1ctica de financiar casi cualquier cosa, como mejoras o reparaciones del hogar, educaci\u00f3n, la compra de un veh\u00edculo o la consolidaci\u00f3n de deudas con tasas de inter\u00e9s m\u00e1s altas.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1561654667\" href=\"#1700517165880-7-9\"><span>\u00bfExisten gastos de cierre en un pr\u00e9stamo con garant\u00eda hipotecaria?<\/span><\/a><\/p><\/div><div id=\"1700517165880-7-9\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">S\u00ed. En un pr\u00e9stamo con garant\u00eda hipotecaria, el prestatario paga todos los gastos de cierre.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"panel panel-default wpb_accordion_section group\"><div class=\"panel-heading wpb_accordion_header ui-accordion-header\" role=\"tab\"><p class=\"panel-title font-weight- text-   icon-size-rg\"><a data-toggle=\"collapse\" data-parent=\"#accordion_1561654667\" href=\"#1700517207956-8-9\"><span>\u00bfC\u00f3mo puedo solicitar un pr\u00e9stamo con garant\u00eda hipotecaria?<\/span><\/a><\/p><\/div><div id=\"1700517207956-8-9\" class=\"panel-collapse collapse\" role=\"tabpanel\"><div class=\"panel-body wpb_accordion_content ui-accordion-content half-internal-gutter single-block-padding\">\n\t\t\t\t\t\t<div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Comun\u00edquese con un especialista en hipotecas que aparece en www.bscu.org\/mortgage<\/span><\/p>\n<\/div><\/div><\/div><\/div>\n\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-lxmt-bg vc_custom_1497555621261 row-container\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-4\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_content_element wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<img decoding=\"async\" height=\"1\" width=\"1\" style=\"border-style:none;\" alt=\"\" src=\"https:\/\/insight.adsrvr.org\/track\/pxl\/?adv=k8tl26s&ct=0:9yak69t&fmt=3\"\/>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>BrightStar Credit Union offers South Florida Home Equity Line of Credit. APPLY ONLINE<\/p>","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3893","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demo2.mybscu.org\/es\/wp-json\/wp\/v2\/pages\/3893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo2.mybscu.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demo2.mybscu.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/demo2.mybscu.org\/es\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/demo2.mybscu.org\/es\/wp-json\/wp\/v2\/comments?post=3893"}],"version-history":[{"count":4,"href":"https:\/\/demo2.mybscu.org\/es\/wp-json\/wp\/v2\/pages\/3893\/revisions"}],"predecessor-version":[{"id":16959,"href":"https:\/\/demo2.mybscu.org\/es\/wp-json\/wp\/v2\/pages\/3893\/revisions\/16959"}],"wp:attachment":[{"href":"https:\/\/demo2.mybscu.org\/es\/wp-json\/wp\/v2\/media?parent=3893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}